401k Plans

We believe that MOST 401k plans are HORRIBLE! The investments inside the plan are expensive and limited.  Often, you can’t even make frequent changes to your investments.

The fact is that most employers don’t want to pay for a quality plan and most plans are therefore subsidized by the discount broker, the retail broker, the Mutual Fund company or some other party who intends to make a profit at your expense.

They often require the use of a limited and expensive selection of Mutual Funds (usually their own).  We believe you should be able to buy anything you want in your 401k plan, after all, it’s your money! 

Try buying Apple or Google in most 401k plans. After all, it’s your money.

We think you should be in charge of your retirement. After all, it’s your money and your life’s work.